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Pre-launch — FinTorch early access list open
In validation — help us build the right thing

Everyday life, intelligently managed.

GRADIENTX builds agentic AI that brings expert-level guidance to everyday life — starting with FinTorch, your personal financial copilot.

Meet FinTorch — AI financial wellness

Your personal financial copilot for everyday money.

FinTorch is an AI financial wellness platform for recent graduates, early-career professionals, and newcomers to Canada. One copilot that understands your real circumstances, tells you what to do next — and shows you the future before you decide.

  • 01

    Sunrise Briefing

    Start every day knowing exactly what matters — bills, markets, portfolio updates, and today's priorities.

  • 02

    Financial Radar

    See your financial health at a glance — score six key areas and tackle what matters first.

  • 03

    Life Journey

    Life changes; your financial plan evolves. Tell your copilot what's changed and get an updated roadmap.

  • 04

    Future Simulator

    See tomorrow before making today's decisions — compare buying a home, changing jobs, or retiring early.

  • 05

    Portfolio

    Everything you own on one intelligent dashboard — allocation, performance, holdings, and available cash.

  • 06

    Market Lab

    Research any investment with AI — replay history, understand performance, and explore what-if scenarios.